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    Our Journey Home: Sarah and Jody found their perfect place with permanent tsb

    There’s a lot to take in when you’re a First Time Buyer. Along with trying to find the right house, you’re also trying to get your head around new financial terms and things like mortgage rates. So, you really want to focus on learning from people who’ve been there and already bought their dream home. That’s why permanent tsb have reached out to several real home buyers to get some real tips from them and hopefully help you in your home buying journey.

    Our first destination is the seaside village of Kilcoole, where new homeowners Sarah and Jody have fallen in love with the Wicklow way of living. In terms of getting their journey started, Sarah was the first to admit that she can be “easily overwhelmed” and was dreading all the “jargon”. Jody pointed out permanent tsb’s invaluable support in how they laid everything out and broke down each step.
    “Don’t take it all on at once. It needs to be done in phases.”
    In terms of sorting application paperwork, Sarah was surprised how manageable it was when she focused on the task at hand.
    Primary requirements for Sarah and Jody included a signed and stamped salary certificate, Employment Detail Summary (P60) and 2 of your last 3 payslips, and personal bank account statements for the past 6 months. Depending on your mortgage type or application type, there can be different requirements but you’ll be taken through all this at your initial chat. Sarah and Jody were surprised at how smoothly everything went.
     “Getting the documentation was absolutely fine because they’ll tell you exactly what’s needed.”
    From there, Sarah and Jody had other decisions and compromises to make on their home journey, starting with their decision to leave Dublin.
    Get it right with a flexible outlook
    While Sarah initially thought a new build across the road from their old apartment in Dublin was her dream home, she was surprised how quickly that changed. Jody had gone to college in Wicklow and felt the countryside calling him back, so location became the couple’s first compromise.
    “You do need a bit of let-up to get to the right compromise.”
    While affordability played a role in that initial compromise, Sarah now maintains that happily settled into their Wicklow abode, they wouldn’t return to city life if they won the lottery. While Sarah was flexible on location, she was set on buying a new build, which is where their other non-negotiable came in handy…
    Get settled in with mortgage cashback
    While permanent tsb ticked Sarah and Jody’s boxes in terms of lending and rates, they now say permanent tsb’s cashback ended up being most important to them. Having secured the new build, Sarah wanted it to be filled from the moment they got through the door.
    “When you’re thinking ‘I have so much to do in the house…’ the cashback is huge. If I was to go back, it would be my non-negotiable.”
    That lump sum ensured that Sarah and Jody weren’t moving into an empty house while they sorted out flooring, tiling, appliances and “things you never think about, like new bedding!” With permanent tsb, you get 2% of the mortgage amount back as a lump sum within 40 working days of being drawn down. There is no limit on the cashback amount, and you do not need a permanent tsb account to avail of the offer.
    You can see exactly how that cashback helped make Sarah and Jody’s Wicklow house a home in The Journey Home, and hopefully pick up a few extra tips as you do. As Sarah tells our host Ciara, it’s important to chat to new homeowners who have been in the same position as you. There’ll be plenty of them to come, as we continue The Journey Home…
    Wherever you are on your home buying journey permanent tsb are there to support you along the way. Book an appointment to start your journey home with us today or find out more over on our Mortgage Section on our website.
    Offer available to new applicants who receive a full letter of approval up to 30/06/2022. 2% cashback at drawdown will be paid on the amount of the mortgage advanced. Excludes 4 Year Fixed Home Loan New Business Rates, tracker, buy-to-let, negative equity and applicants refinancing an existing permanent tsb mortgage. 2% cashback at drawdown is paid into the customer’s mortgage paying account (which does not need to be a permanent tsb account) within 40 working days of mortgage drawdown. The qualifying period (11 January 2016 until 30 June 2022) may be extended as permanent tsb decides.
    Product eligibility criteria applies. Lending criteria, terms and conditions apply. Security and Insurance required. permanent tsb p.l.c is regulated by the Central Bank of Ireland. More

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    5 of the most romantic homes for sale on MyHome.ie this St Valentine’s Day

    Home is where the heart is, or so they say, so what better way to impress the love of your life than by cosying up in your dream home for St Valentine’s Day.
    With that in mind, the team at MyHome.ie have put together a list of five of the most romantic properties which caught our eye on the site right now.

    True some of them may be a tad pricey and beyond the budget of most of us, but there’s no harm dreaming of that idyllic place to spend some quality time with your loved one.

    The Castle…

    We’ve all heard the story of Rapunzel being rescued from her tower by her prince and if you’ve hair long enough you can try to recreate that scene at the stunning Ballindoolan House in Carbury, Co Kildare. This luxurious Georgian country manor has a castle on its extensive grounds and while it has seen better days, you won’t be disappointed by the main house or gardens.

    The Penthouse…

    Few things scream romance like a penthouse apartment with a stunning view. This particular example in Malahide, Co Dublin overlooks Malahide Castle and Gardens. With so much more on its doorstep, this ticks a lot of boxes on the romantic front.

    The Waterfront…

    There’s few things more romantic than watching the sun go down with a loved one. Where better to do that than in a stunning waterfront property like this one in Co Cork which boasts coastal views across the Lough. The 5 bed house also offers complete privacy within a mix of beautiful mature trees and shrubs.

    The Saint…

    This 2 bed apartment in Dublin 2 might not appear the most romantic of homes at first glance but with property it’s all about location, location, location. Situated on Whitefriar Street, it’s just a few hundred metres away from Whitefriar Street Church where the shrine and relics of St Valentine rest. Irish Carmelite John Spratt brought the remains of St Valentine back to the church in 1836 and people have flocked to see them in the last half a century since they were returned to prominence.

    The cottage…

    Nothing says old style romance like a traditional cottage. This one in Co Kerry not only offers somewhere cosy to cuddle up with a loved one but it also benefits from its close proximity to beaches, lakes, mountains and much more.

    You can browse the full collection of homes on MyHome.ie at www.myhome.ie More

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    Last chance to get your hands on a home in Silver Banks, Stamullen, Co Meath

    The final release of 3 bed homes are now available at the Glenveagh Homes-built Silver Banks development in Stamullen, Co Meath, with prices starting from €330,000.

    Sponsored by Glenveagh
    Some of the superb new homes in Silver Banks
    Don’t miss out on your chance to get your hands on one of these superb new homes, which are set in a location where you can enjoy all the best of what life has to offer.
    If Covid-19 has taught us anything it is the importance of where we live. These fine homes in a beautiful setting will ensure you have everything you could possibly need close by no matter what the future brings.
    Stamullen enjoys close proximity to the sea and the beach
    Silver Banks is just a five minute drive from Junction 7 on the M1 motorway with Dublin Airport just 20 minutes away and the city centre 40 minutes drive.
    There are endless transport links nearby too, including Gormanston Train Station just five minutes away and Balbriggan Train Station 11 minutes away as well as a private bus service from the village and Bus Éireann services from Balbriggan.
    One of the living areas in Silver Banks
    While the towns of Drogheda and Balbriggan are within close proximity, Silver Banks is within walking distance of Stamullen village and all it has to offer.
    Stamullen offers a strong rural community within close proximity of the capital. Its amenities include a St Patrick’s primary school, Gormanston College, St Patricks GAA club, various sporting amenities, childcare, local shopping facilities and the City North Hotel.
    The kitchen in one of the homes at Silver Banks
    Your lifestyle will also be completed by a visit to Gormanston beach, just five minutes’ drive away.
    Stamullen has much to offer nearby including train stations and the beach
    Silver Banks is a small exclusive development with a good selection of family homes. With prices starting from €330,000, these fantastic houses are designed with family living in mind.
    Silver Banks caters for all your needs
    The spacious houses all have excellent interior finishes and with an A-rating they are future proofed to ensure this is a home that will cater for many generations to come.
    Another of the living areas in Silver Bank
    All houses are constructed to provide a high level of air tightness in order to retain heat. Internal features include walls painted throughout in a mid-tone easy neutral paint with ceilings painted in white.
    One of the bedrooms in Silver Banks
    All kitchens are integrated by Gallagher Kitchens while shaker style fitted wardrobes are provided in the master and second bedrooms. The houses also feature a stylish contemporary bathroom, en-suite and guest w.c. with elegant sanitary ware.
    Another of the bedrooms in Silver Banks
    External features include a tasteful mix of brick and render exteriors with composite front doors and driveways that are finished in Kilsaran paving.
    A child’s bedroom in Silver Banks
    Find out more about these superb family homes now on MyHome.ie at www.myhome.ie/4379627, by contacting selling agent Raymond Potterton on 046 9027666 or at www.silverbanks.ie
    All of the homes in Silver Banks are finished to the highest of standards More

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    Final chance to live in Ruxton Oaks, Blackcastle, Navan, Co Meath

    The final release of 3 bed homes are now available at the Glenveagh Homes-built Ruxton Oaks development in Blackcastle, Navan, Co Meath, with prices starting from €310,000.

    Sponsored by Glenveagh

    There’s few things more frustrating than missing out on something. Be it the concert tickets you’ve been dying to get your hands on, the last pastry in the bakery that you’ve been dreaming about all day or, even worse, seeing that bus or train that you’re meant to be on pull off when you’re just yards away.
    If all those relatively minor things are annoying, just think how annoyed you’d be if you missed out on your dream home.
    With the final release of 3 beds now available at Ruxton Oaks in Blackcastle, Navan, Co Meath this really could be your last chance to live in this modern and stylish new development from Glenveagh Homes.

    Ruxton Oaks consists of 2, 3 and 4 bedroom family homes located at a historic and mature residential setting just north of Navan.
    The development is close to a wide range of amenities including schools, leisure facilities and excellent transport links.
    Ruxton Oaks has something to offer every type of resident from the first-time buyer to growing families. The houses are particularly spacious and ideal for families of all ages. A fluid layout is enhanced by bright and airy hallways, while big, high-spec windows make the most of the natural light.

    Each room is also designed with modern life in mind with large living areas and kitchens ideal for family get togethers while the bedrooms offer the perfect sanctuary. Externally high quality materials and innovative building methods ensure homes that look great and are guaranteed to stand the test of time.

    Ruxton Oaks is located at Blackcastle, a well-regarded residential setting just north of Navan. As well as a wide range of amenities, they also offer beautiful scenery over the River Boyne and its mature forestry. The M3 and M2 motorways are also just a few minutes away while for commuters there are several bus routes as well as a park and ride facility a short drive away in Dunboyne.

    The area is steeped in history with Navan at the heart of the Boyne Valley region. With a wide range of attractions nearby, you can also take into the beautiful Boyne Ramparts Walk, a linear stretch of 8km pathway that runs from Navan to Stackallen that takes in Babe’s Bridge (the oldest bridge on the river) and passes by the ruins of Dunmoe Castle and Ardmulchan Church.

    As Ireland’s fifth largest town, Navan is packed with amenities for all the family. There are a wide selection of primary and second level schools in the area as well as three shopping centres, two hospitals and two parks. Navan also has a wealth of sporting facilities including a tennis club, rugby club, boxing club, pitch and putt club, hockey club, gymnastics club and several GAA clubs.
    Find out more about Ruxton Oaks and register your interest here by contacting selling agent Raymond Potterton on 046 9027666 or at www.ruxtonoaks.ie More

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    Belin Woods, Newbridge – where all your dreams can come true

    Picture the scene…
    It’s Christmas. Covid restrictions are but a distant memory. You’re surrounded by friends and family. Laughter and smiles are everywhere and the world – your world – feels a little normal and a little safer once more.
    Where are you?
    That scene must seem perfect to many of us right now but the setting too can be all important.
    Our best memories are made at home and Belin Woods in Newbridge is certainly a place where you make a home for many years to come.
    The exterior of the 3 bed homes in Belin Woods
    These stunning new builds from Glenveagh Homes are located only a short stroll from Newbridge town centre and all of its many services and amenities. This means that Belin Woods offers the perfect mix between urban excitement and rural adventure for families of all ages and sizes.
    Homes at Belin Woods are designed with you in mind. They are particularly spacious with the fluid layouts enhanced by the natural light that floods in from the high-spec double-glazed windows and the beautiful two-tone French doors that open to the spacious garden.
    The exterior of the 2 beds in Belin Woods
    The large hall and landing areas are light and airy, to give you that relaxed feeling as soon as you come in the door. Clever lighting and timeless features are used throughout each of these superb homes.
    The 3 bed kitchen in Belin Woods
    The homes at Belin Woods are finished to the highest of standards with the beautiful large-open plan kitchen featuring recessed lighting and top-quality stainless steel appliances.
    The living room in the 4 bed in Belin Woods
    The interiors are thoughtfully laid out and on a bright day you can open the stunning French doors to the garden and enjoy some outdoor living in the comfort of your own home.
    A bedroom in Belin Woods
    Modern and innovative building methods and high-quality materials combine to create homes that will look great and feel comfortable for generations to come.
    The 3 bed living room in Belin Woods
    Belin Woods also offers convenient transport links on your doorstep with easy access to where you need to be. Newbridge is located approximately 43km from Dublin and is a very popular commuter town. It is situated on the main Dublin-Cork railway line and commuters can reach Dublin’s Heuston Station in as little as 25 minutes.
    There are excellent transport links from Newbridgee
    For motorists, the M7 motorway bypasses Newbridge, linking the town with the M50 and Dublin as well as with the M9 to Waterford. A private bus service, Dublin Coach, links the town with the Luas and Dublin Airport, while Bus Éireann No 126 bus services nearby local towns as well as the capital.
    Newbridge is set on the River Liffey
    Away from the hustle and bustle, Belin Woods also offers country living in a suburban setting. Thanks to its location on the Athgarvan Road, a scenic spot overlooking the River Liffey, residents can enjoy all the adventure of the countryside while living close to the excitement of a bustling large town. Nearby options for days out include trips to the Curragh Plains and Pollardstown Fen, both less than 10 minutes away by car.
    There are plenty of sporting facilities in the area, including Newbridge Golf Club
    Belin Woods is also close to the Liffey Linear Park, a seven-acre amenity alongside the River Liffey. The Gables Guest House & Leisure Centre is also located next to Belin Woods and features a 20 metre swimming pool and gym. A wide range of sports including GAA, soccer, rugby, golf, watersports and fishing are also widely available in the area – not to mention racing.
    Newbridge is situated in the heartland of Ireland’s equestrian scene. The Curragh has a long and fascinating history and is now home to Ireland’s premier flat racecourse.
    The Curragh Racecourse is just a few minutes’ drive away from Belin Woods
    There is also the option of schools for all ages nearby. Newbridge is packed with well-established and well regarded schools at every level from primary and secondary to Kildare VTOS Adult Education Centre which is located in the town itself.
    There are plenty of attractions nearby including Kildare Village
    Newbridge also offers excellent shopping, entertainment and dining options. It is home to some fantastic restaurants and bars while shoppers from all over the country flock to the nearby Kildare Village to grab a bargain. Whitewater Shopping Centre is also hugely popular and has its own six-screen cinema to enjoy.
    Belin Woods offers eight different house types ranging from 1 bed apartments to 2, 3 and 4 bed homes with the homes being developed first.
    Remember that scene we mentioned at the start? It’s pretty perfect right? Having that setting in Belin Woods makes it a extra special as these are homes where all your dreams can come true.
    Find out more about Belin Woods at www.myhome.ie/4507370 or at www.belinwoods.ie More

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    Three stunning new developments from Glenveagh Homes now available

    Over a long number of years Glenveagh have earned a reputation as being one of the best home builders in Ireland.
    Building modern homes for the way people live today, Glenveagh have been very proactive in bringing quality family homes to communities across Ireland.
    Not alone are you guaranteed a top quality A-rated finish with Glenveagh but you’re also purchasing homes designed for family living with large living areas, seeded rear gardens and modern kitchens.
    With that in mind we decided to take a closer look at three of Glenveagh’s developments around the country which are available right now.
    These include:

    Ruxton Oaks, Blackcastle, Navan, Co Meath: 3 Bedroom Homes from €310,000
    The Hawthorns, Tullamore, Co Offaly: 3 Bedroom Homes from €250,000
    Oldbridge Manor, Drogheda, Co Meath: 3 Bedroom Homes from €325,000

    Each of these fantastic new developments have so much to offer. Let’s have a close look into exactly what benefits each of them have.
    Ruxton Oaks, Blackcastle, Navan, Co Meath

    Ruxton Oaks consists of 2, 3 and 4 bedroom family homes located at a historic and mature residential setting just north of Navan.
    The development is close to a wide range of amenities including schools, leisure facilities and excellent transport links.

    Ruxton Oaks has something to offer every type of resident from the first-time buyer to growing families. The houses are particularly spacious and ideal for families of all ages. A fluid layout is enhanced by bright and airy hallways, while big, high-spec windows make the most of the natural light.

    Each room is also designed with modern life in mind with large living areas and kitchens ideal for family get togethers while the bedrooms offer the perfect sanctuary. Externally high quality materials and innovative building methods ensure homes that look great and are guaranteed to stand the test of time.

    Ruxton Oaks is located at Blackcastle, a well-regarded residential setting just north of Navan. As well as a wide range of amenities, they also offer beautiful scenery over the River Boyne and its mature forestry. The M3 and M2 motorways are also just a few minutes away while for commuters there are several bus routes as well as a park and ride facility a short drive away in Dunboyne.

    The area is steeped in history with Navan at the heart of the Boyne Valley region. With a wide range of attractions nearby, you can also take into the beautiful Boyne Ramparts Walk, a linear stretch of 8km pathway that runs from Navan to Stackallen that takes in Babe’s Bridge (the oldest bridge on the river) and passes by the ruins of Dunmoe Castle and Ardmulchan Church.

    As Ireland’s fifth largest town, Navan is packed with amenities for all the family. There are a wide selection of primary and second level schools in the area as well as three shopping centres, two hospitals and two parks. Navan also has a wealth of sporting facilities including a tennis club, rugby club, boxing club, pitch and putt club, hockey club, gymnastics club and several GAA clubs.
    Find out more about Ruxton Oaks and register your interest here.
    The Hawthorns, Tullamore, Co Offaly

    The Hawthorns consists of 2, 3 and 4 bedroom family homes located in a prime residential location near the thriving town of Tullamore in Co Offaly.

    Located less than 10 minutes from the M6 Norway and a leisurely 15 minute stroll from the town centre, The Hawthorns is a great opportunity to purchase a spacious A-rated home beside one of the Midlands’ most popular towns.
    Homes at The Hawthorns are designed with you in mind and are particularly spacious and ideal for families of all ages. A fluid layout is enhanced by bright and airy hallways, while big, high-spec windows make the most of the natural light.

    Rooms are designed with modern life in mind with large living areas and kitchens ideal for family get togethers. Externally high quality materials and innovative building methods ensure homes that look great and are guaranteed to stand the test of time.

    Transport links at The Hawthorns are truly excellent. Tullamore Train Station is a short seven-minute drive from your front door with a travel time of just 60 minutes to Dublin’s Heuston Station. The AirCoach also offers a fast and frequent service to Dublin International Airport while for motorists the M6 interchange is just 12km away, linking Galway and Dublin and offering access to many other main roads in the country.

    One of the major benefits of The Hawthorns is how urban meets rural. Tullamore is one of the biggest towns in the Midlands with a host of great local amenities to match. Yet in your leisure time you can enjoy some of the best scenery and walks in the area. This includes a trek up the Slieve Bloom Mountains or discovering the spooky history of Charleville Castle.

    There are a wide selection of primary and second level schools in the area as well as two shopping centres, the Midlands Regional Hospital and two parks. Tullamore also has a wealth of sporting facilities including a golf club, tennis club, rugby club, football park, leisure centre and Tullamore GAA Centre.

    Tullamore is a thriving town with something from everyone including a wide range of local and mainstream shops, while The Bridge Centre is the Midlands’ premier shopping centre, housing both a six-screen cinema and over 30 stores. At night the town really comes to life. It is packed with wonderful artisan coffee shops, restaurants and bars while there are a number of great days out nearby including Lough Boora Discovery Park, a 2,000 hectare facility filled with walking and cycling trails, unique outdoor sculptures, a fairy trail, stunning scenery and countless species of birds and plans. The beautiful Grand Canal Way also offers some stunning walkways as well as many water-based activities.
    Find out more about The Hawthorns and register your interest here.
    Oldbridge Manor, Drogheda, Co Meath

    Oldbridge Manor consists of 3 and 4 bedroom family homes on an elevated site 2km west from Drogheda town centre.
    Oldbridge Manor is an extremely attractive new development thanks to a tasteful combination of brick and render on the exterior of each home, long with an abundance of green space. Modern and innovative building methods and high-quality materials combine to create homes that will look great and feel comfortable for generations to come.

    Inside the interiors are thoughtfully laid out to suit modern living and are all finished to the highest of standards.
    A host of educational, recreational and retail amenities are within walking distance, making this an ideal location for families of all ages. Residents can also enjoy the restored Oldbridge House with visitor centre, amazing Victorian walled gardens and within the historic Battle of the Boyne site, just minutes from the front door.

    Drogheda itself is one of the oldest towns in Ireland. It is located on the M1 on the east coast of Ireland, mainly in Co Louth but with the south fringes of the town in Co Meath. It is just 40 minutes from Dublin City Centre and 30 minutes from Dublin Airport and is therefore incredibly popular with commuters and families with ease of access to the M1 motorway as well as a train station and numerous bus routes.

    There is a wide variety of schools and amenities on your doorstep including numerous schools, a third level college and a wide selection of shops, pubs, restaurants, coffee shops, theatres, retail parks, a water park and much more. The UNESCO World Heritage Site of Newgrange is also located 8km west of the town while Tayto Park is also a short drive. There is also a wide range of sporting facilities on your doorstep including several GAA clubs, golf clubs, a rugby club, a League of Ireland football club, leisure centres and more. The Ramparts playground and the Princess Grace Rose Garden are all within an easy stroll of Oldbridge Manor.

    The development itself benefits from the extensive River Boyne Board Walk, a beautiful greenway for walkers and joggers beside the picturesque River Boyne. The path leads to Oldbridge House, home to an extremely large and attractive park and the Battle of the Boyne museum.
    Find out more about Oldbridge Manor and register your interest here. More

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    The Hawthorns in Tullamore has plenty to offer all the family

    The fact that a playground was installed on site before launch is a clear sign that The Hawthorns in Tullamore, Co Offaly, is a development geared towards both family and the future.

    These superb new houses from Glenveagh Homes have three beds starting from €250,000 with two beds also available in future phases.
    Homes at The Hawthorns have been designed for family living with spacious and fluid layouts enhanced by bright and airy hallways and big, high-spec windows to make the most of the natural light.
    The rooms are all designed with modern life in mind, with large living areas and kitchens ideal for family get-togethers. The bedrooms are also spacious, providing a perfect sanctuary to rest after a busy day.

    The flexible spaces throughout the homes at The Hawthorns can be configured to suit your family’s individual needs. Rooms are large and comfortable with open-plan living and dining spaces along with a high-spec modern kitchen.

    The exterior of the homes are very attractive with a tasteful mix of brickwork. Internally walls are painted through the home with contemporary skirting and architraves finished in an off-white satin paint.
    The homes also come equipped with generous lighting and power points and switches with smoke detectors and heat detectors fitted as standard. Homes at The Hawthorns also feature an A-rated condensing Samsung heating pump heating system which is thermostatically controlled to maximise your comfort. All homes are also pre-wired for an Electric Vehicle charge point.

    Upstairs Shaker-style fitted wardrobes are supplied in the master bedroom while each home is covered by a 10-year HomeBond structural guarantee.

    Tullamore itself has much to offer. One of the biggest towns in the Midlands it has a host of great local services and amenities from pubs and restaurants to schools and a hospital. The area also offers stunning scenery and walks with the Slieve Bloom Mountains and Charleville Castle popular places for people to stretch their legs.

    For a great day out, a quick 20 minute drive will take you to Lough Boora Discovery Park, a 2,000 hectare facility filled with walking and cycling trails, unique outdoor sculptures, a fairy trail, stunning scenery and countless species of birds and plants. The beautiful Grand Canal Way also offers some stunning walkways as well as many water-based activities.
    In normal times Tullamore is a buzzing hive of activity every day. The town centre offers a wide range of local and mainstream shops while the Bridge Centre is the Midlands’ premier shopping centre, housing both a six-screen cinema and over 30 stores.

    There is also a fine selection of sporting facilities nearby including Tullamore Golf Club, Tullamore Tennis Club, Tullamore Rugby Club, Leah Victoria Park, Tullamore GAA Centre and Aura Tullamore Leisure Centre. Esker Hills Golf Club is also home to 2019 Open Championship winner Shane Lowry while just a short stroll from The Hawthorns Lloyd Town Park offers a fabulous children’s playground, a bowling green and a skate park.
    The town also boasts excellent transfer links. Tullamore Train Station is a short seven-minute drive from The Hawthorns with a regular train service bringing you to Heuston Station in Dublin within an hour. The AirCoach also offers a fast and frequent service to Dublin Airport while for motorists the M6 interchange is just 12km away, providing access to Galway and Dublin as well as many other main roads across the country.

    For further details on The Hawthorns check out Glenveagh Homes website www.glenveagh.ie, call selling agent Dillon Marshall New Homes on 087 9497769 or check out the development on MyHome.ie at www.myhome.ie/4459393 More

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    The High Cost of Buying a Home was the Biggest Challenge facing Ireland’s First-Time Buyers in 2020

    Bank of Ireland’s First-Time buyer survey identified the main challenges and impact of Covid-19 for First-time buyers.
    Main Findings
    52% of first-time buyers say the high cost of buying a home was the biggest challenge they faced in 2020
    48% of first-time buyers have said Covid-19 has delayed their plans to buy a home
    €550 was the average saved per month by first-time buyers in 2020
    55% of first-time buyers will depend on financial help from family or friends to buy their first home.
    According to Bank of Ireland’s 2020 first-time buyer survey over half (52%) of first-time buyers said the high cost of buying a home is the biggest challenge they faced in 2020. Lack of supply in desired areas and the ability to save for a deposit are also seen as significant challenges for first-time buyers.
    No 2020 survey would be complete without analysing the impact of Covid-19. The survey revealed Covid-19 had a major impact on first-time buyers with 48% saying it had delayed their plans to buy a home, while 23% said it had accelerated their plans. Covid-19 also made first-time buyers re-think the type of property they want to buy as well as the areas they want to buy in. 22% of first-time buyers said they were reconsidering the type of property they wanted to buy and 21% said they are rethinking the location.
    The average first-time buyer in 2020 saved €550 a month, the highest since Bank of Ireland started the survey in 2016. Although saving more than in previous years, over half of first-time buyers (55%) said they would still depend on financial help from family or friends to buy their first home.
    *Research was conducted by RED C between November 2nd and 3rd 2020 with 204 people aged 25-45 who are ‘planning to buy or build their first home in the next few years’
    Bank of Ireland Mortgage Bank trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland More